A discounted interest rate applies without the need to add to your existing home loan. To help with your kids education, purchasing a caravan or boat, buying new furniture, taking that much needed holiday or debt consolidation, whatever the purpose Geelong Bank can offer you a personal loan to suit your needs.

Compare interest rates and fees across all of our Geelong Bank home loans.

1 Interest rate is 1% below the Geelong Bank Mutual Home Loan variable rate, (determined by loan to value ratio and repayments) for the first two years of the loan.

How much can I borrow? Use our borrowing calculator to work out how much you could borrow for a home loan to buy a house and what your home loan repayments might be.

By opening a Geelong Bank Mortgage Offset Account and linking this account to your Geelong Bank Home Loan, you can use your savings to help reduce the amount of interest payable on your home loan.

HomeBuilder Loan Looking to build a new home or substantially renovate your current home? Geelong Bank’s HomeBuilder Loan is designed for owner occupiers, including first home buyers. Family Guarantee Free redraw $0 Annual fee

Our Mutual Home Loan offers a low on-going variable rate and will suit First Home Buyers.

1 Interest rate is 1% below the Geelong Bank Mutual Home Loan variable rate, (determined by loan to value ratio and repayments) for the first two years of the loan. At the end of two years, the interest rate reverts to the carded Geelong Bank Mutual Home Loan variable rate. 2 Terms and conditions apply. Offers may be withdrawn at any time.

Make your home ownership dreams come true Although buying your first home is an exciting time, the big picture to some may seem daunting. Geelong Bank loan specialists are here to guide you every step of the way. From how much you can borrow right up until settlement they will be there to take you through the process.

Your salary must be deposited to your Affinity Saver Account. Balances between $2,000 to $100,000 interest payable determined by the current RBA cash rate and paid monthly. The Affinity Saver is available as part of the Affinity package when either an Affinity Home Loan or an Affinity Car Loan has been approved, if you live or work in the Greater Geelong or Surf Coast regions …