Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection. We supervise payment service providers under the Retail Payment ...

Prices tend to go up over time, and it’s a sign of something happening in our economy—inflation. Inflation is a measure of how much prices for goods and services are rising over a given period of time ...

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection.

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection.

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection.

About 60% of all outstanding mortgages in Canada are expected to renew in 2025 or 2026. In this note, we provide an updated assessment of how mortgage payments may change for these households at ...

1. The monetary aggregates were affected by conversion to International Financial Reporting Standards (IFRS). The most significant effect relates to the chartered banks’ reclassification of deposit ...

Governor Tiff Macklem discusses how uncertainty about the trade war with the United States has shaken businesses and consumer confidence. He also reiterates that the Bank of Canada must ensure that ...

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection.

The Bank of Canada uses loan-level data to assess household vulnerabilities related to the housing market. Since 2017, Bank staff have used a dataset from the Office of the Superintendent of Financial ...

In Canada, 39% of households have a mortgage (Statistics Canada 2024). For these households, mortgage payments typically represent their single largest regular expenditure. Ensuring that households ...