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2. Research other properties Don’t rely on the guide price (the advertised price – see below). Ask local estate agents and neighbours for their opinions and compare it with other homes on sale locally ...

How do I find the best estate agent? It may have been a few years since your last move, so going to the previous estate agent you used might not deliver the same good service you received a few years ...

Anyone buying an additional residential property worth more than £40,000 will usually have to pay the additional stamp duty on second homes. This applies whether you’re buying a second home as an ...

Spray foam insulation mortgage problems Lenders are alert to the issues with spray foam roof insulation. As a result, spray foam roof insulation is one of many factors that can throw up a red flag to ...

How this site works HomeOwners Alliance Ltd is registered in England, company number 07861605. Information provided on HomeOwners Alliance is not intended as a recommendation or financial advice.

What is an EPC? An EPC – or Energy Performance Certificate – ranks properties in terms of energy efficiency. The most energy efficient homes are rated A while the lowest are rated G. This rating will ...

Buying a new build vs existing properties Britain has a long history of building beautiful homes, from a Victorian terraced house to a more modern mock tudor house to everything in between. There are ...

What estate agents must tell buyers: Latest news Over the years, we have campaigned for more up-front information for home buyers. It’s simply not on that buyers can go as far as paying for a survey ...

How this site works HomeOwners Alliance Ltd is registered in England, company number 07861605. Information provided on HomeOwners Alliance is not intended as a recommendation or financial advice.

House prices are at such a high level that the average deposit required by first-time buyers has increased significantly over the years. According to Halifax, the average deposit first time buyers ...

The best mortgage rates often depend on your LTV (loan to value ratio). The size of your mortgage in relation to the value of the property you’re buying or remortgaging. Best 2 year fixed rate ...