Adjust the numbers in your Excel budget under monthly income, monthly expenses and monthly savings to reflect your actual situation. (If your template opened on a page labeled “Summary,” with the ...

When creating a monthly household budget worksheet, track your income and expenses to identify ways to reduce spending and fund financial goals.

This will help you to identify periodic trends in your expense patterns. Create a comparable sales sheet, and integrate the two so that you can see how your various expenses pay off.

If you're working with a spreadsheet program, add a formula at the bottom of each column to calculate total expenses in all categories for each month.

Use this budget worksheet to get control of your monthly living expenses.