And, it's getting harder to buy your first home: the age of a first-time homebuyer (FTHB) was 38 years old on average in 2024, according to the National Association of Realtors. That's an all-time ...

As nonprofits owned by their members, credit unions often boast lower mortgage rates than traditional banks or online lenders. They can also provide more personalized service, discounts on fees and ...