David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

A personal loan provides a lump sum of funding that you can use for almost any purpose, including debt consolidation, home improvement, medical bills and more. Since personal loans are installment ...

When it comes to your monthly mortgage payment, you're not just paying off the sticker price of the home. Your payment typically covers the principal and interest, taxes, and insurance -- together ...

Are you planning to borrow money for a car, house, or personal expense? Grab a loan calculator; it helps you budget.

HELOCs, or home equity lines of credit, give homeowners a way to leverage the growing value of their house for anything from renovations to college tuition — and enjoy 10 years of interest-only ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Purchasing a car can be a daunting experience, especially when it comes to financing. If you’re in the market for a car in the $40,000 − $50,000 range, you’ll probably wonder how much you’re expected ...

Navigating the world of mortgages is complex under the best of conditions. But at a time of volatile rates and an adjusting monetary policy — policy that influences the mortgage rates you pay to ...

Many homeowners use adjustable-rate mortgages to finance their homes. The advantage of ARMs is that their rates can be lower than you'd pay on fixed-rate mortgages. However, ARMs have a couple of ...

Social Security checks vary wildly, but there are a few moves you can make to boost your monthly retirement income.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...