Excel and Google Sheets have three functions to calculate the internal rate of return: IRR, XIRR, and MIRR. Learn how these functions can calculate investment returns.

How to Calculate the DSCR in Excel Before calculating the ratio, in Excel, we must first create the column and row heading names.

A new shiny car is not in everybody’s budget these days and car financers are trying to help them with balloon payments.

If you’re considering choosing a balloon payment when financing a new car, you’re not alone. South African banks report that as many as a third of car loan customers are choosing the maximum ...

Explore the pros and cons of balloon payments in car financing, and learn how to make an informed decision that won't lead to a debt trap.

Naked Insurance founder Ernest North shares expert tips on whether it's worth it buying a car with a balloon payment in South Africa or not.