Restaurants from Cape Coral to Naples, Fort Myers to Bonita are celebrating Christmas early with some mighty tasty offers.

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The lowdown on your rights when it comes to vouchers and gift cards, credit notes and insurance companies who insist on giving vouchers.

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Bank of America is the worst with gift cards. The customer service person said because the card was expired they couldn't open the account to reissue funds even though they got their money.

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You can use gift cards as an option for the convenience of your customers. Find out the rules about selling and redeeming gift cards.