and all of them offer either tax-free or tax-deferred growth (depending on whether it's a "traditional" or "Roth" account). There's even a special tax credit of up to $1,000 ($2,000 for married ...

Read more: we researched free tax software and put together a list of the best options here The truth: To write off a donation, you have to itemize deductions on your tax return. For most taxpayers, ...