The rapid advancements in internet and big data technologies, coupled with the growing demand for credit services, have introduced significant challenges to traditional credit risk assessment models.

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If the result is not a multiple of 10, then the credit card number is invalid. I’ll show the Luhn algorithm in action on my Visa, but you should try it with your credit card, too.

Credit cards are replacing cash in shopping. With the increase in popularity of plastic money like credit cards, hackers are misusing this as an opportunity to commit fraud. In this research work, we ...