With interest rates still high, now may be a good time to evaluate your savings strategy. If your extra cash is currently sitting in the bank earning at or close to 0%, you may want to consider moving ...

Consumers may consider a 144-month auto loan to finance the purchase of classic and exotic cars. These vehicles may carry a sales price above $100,000. Auto loans with 12-year terms can make it easier ...

You’re proud of your yard and will do what it takes to keep it looking good. But what do you do when your trusty old lawn mower kicks the bucket and you don’t have the cash to buy a new one? Is your ...

So you got swayed by the allure of an annual vacation in a snowy or tropical locale, and now you’re the proud owner of a timeshare. If you financed that timeshare directly with the developer, however, ...

If you have imperfect credit or a limited credit history and need to finance an automobile purchase, you may qualify for a subprime auto loan. These loans are relatively risky for lenders to take on, ...

A nonpurpose loan is an extension of credit in which borrowers can pledge securities as collateral and use the funds for personal reasons. Borrowers, for example, can use a nonpurpose loan to finance ...

When you take out a car loan, the interest is the amount you pay your lender for the opportunity to borrow from it. Car payments are amortized over the life of your loan, which means that in addition ...

A personal loan is a type of loan that allows you to borrow a lump sum of money with few restrictions on how you must spend it. In return, you pay back the loan in monthly installments with interest.

The grace period on a credit card gives you time to pay off your purchases without being charged any interest. Generally, it’s 21 days, though some credit card issuers give you a longer period. If you ...

It can be tempting to buy a little piece of paradise that you and your family can escape to once a year. But timeshares don’t come cheap. And, many interested buyers simply don’t have the thousands on ...

Whether you’re already an Uber driver or you’re thinking about becoming one to earn some extra income, you may need to upgrade or repair your car. If you don’t have the cash on hand to cover the ...