The process by which a business collects payment from a credit card transaction involves two steps, authorization and settlement, and three key players: customer, issuing bank and merchant. Many, or ...

Krista Fabregas is a seasoned eCommerce and online content pro sharing more than 20 years of hands-on know-how with those looking to launch and grow tech-forward businesses. Her expertise includes ...

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Automated Clearing House, or ACH, payments power billions of transactions every year, yet many people don't fully understand how they work. Whether you're receiving a direct deposit from your employer ...

Payment processing has significantly changed since my partner, Dave, and I began selling merchant services in 2001. Back then, we made money by leasing and selling equipment. Over time, we broadened ...

Credit cards are an essential form of payment for millions of Americans, and processing credit card transactions is an unavoidable requirement for merchants. However, each swipe comes with fees ...

This content has been created by the Finextra editorial team with inputs from subject matter experts at the funding sponsor. Over the last two decades, many banks have faced the frustration of being ...

LONDON--(BUSINESS WIRE)--Independent research conducted by Celent on behalf of Icon Solutions has revealed that, in response to commercial pressures and changing scheme and regulatory requirements, ...

A payment gateway is a technology that allows businesses to capture, authenticate, and encrypt online payment information from customers. If you want to accept payments online as a business, you’ll ...

Financial services organizations recognize the potential that artificial intelligence holds for revolutionizing their business. In fact, IDC predicts that worldwide spending on AI will reach $632 ...

A restaurant cannot run without payment infrastructure in place, but the pure cost of doing business can often be more of a burden than it should be for many fast and full-service restaurants across ...

Tomorrow, Verifone will introduce a mobile credit card reader, the SAIL, that plugs into the iPhone and iPad to let very small businesses and sole proprietors take credit card payments. If that sounds ...