If your home is damaged while you're still paying it off, the mortgagee clause stipulates that the insurance provider will pay your mortgage lender for the loss.

A contingency is a potential negative event that may occur in the future, such as a natural disaster, fraudulent activity, or a terrorist attack.

For example: Michael needed flour, cocoa, sprinkles and chocolate to bake a cake. 2. Now write a sentence about chocolate cake where a comma has been used to separate two clauses.