The average rate on 30-year fixed home loans increased to 6.72% for the week ending July 10, up from 6.67% last week.

Mortgage rates tend to fluctuate day by day. So if you’re planning to buy a home, it’s a good idea to keep a close watch on interest rates and weigh various mortgage options. One common type of mortgage is a conventional loan with a 15-year fixed interest rate.

Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.