The figures are formatted in USD by default, but it’s easy to switch. Just select the cells (hold the Ctrl key to grab multiple at once) and expand the Number group on the Home tab. From there, choose ...

To do that, select the Data tab, highlight the table, and click From Table/Range in the Get & Transform Data command group of ...

Getting this wrong — taking cash when markets are down — is sometimes known as “dollar cost ravaging”. Unfortunately, few people truly understand how ruinous it can be to a happy retirement.