Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been ...

Individuals open IRAs on their own—unlike employer-run 401(k)s. Traditional IRAs use deductible pretax income, and taxed only ...

When it comes to converting a traditional IRA to a Roth IRA, 'there is the possibility to get highly tactical,' one expert tells MarketWatch The Internal Revenue Service is going to get its piece of ...

A Roth IRA conversion moves money from a pretax retirement account to a Roth IRA. The amount you convert is taxed as ordinary income. There are several situations where a Roth IRA conversion may make ...

Roth conversions are a hot topic, but can there be too much of a good thing? Maybe so, says Dana Anspach, CFP®, RMA®, founder and president of Sensible Money. “I'm a big fan of Roth conversions, but ...

Roth conversions are a strategy you can use to save big on taxes as you save for retirement. We break down just how to do it.

A. There are a lot of rules that govern how IRAs work. Your mention of five years has to do with a provision that’s important to understand. The five-year rule for Roth conversions exists to prevent ...