Learn how to cancel a credit card safely and without damaging your credit. This includes steps to minimize the impact on credit utilization, protect rewards, and avoid fees.

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Checking your credit card statements regularly can help you weed out recurring charges that are costing you money. Recurring charges to your credit card can add up quickly, even if they’re small ...

Here are the steps to paying your credit card bill, along with some tips for managing payments. Many or all of the products on this page are from partners who compensate us when you click to or take ...

Most credit card payments are processed within three days. As long as you make a digital payment by 5 p.m. on the due date, you shouldn't incur penalties. Many or all of the products on this page are ...

Dan Rafter has written about personal finance, credit cards, mortgages, insurance, credit scores and other financial topics for more than 20 years. He has written for Rocket Mortgage, Bankrate, ...

Understand common debt repayment strategies you can use to pay off your balances and learn strategies for preventing further debt Many consumers carry higher credit card balances than ever, with ...