Being approved for a $40,000 line of credit isn't always easy. And, right now, with the average credit card interest rate just under a recent record high, it isn't exactly cheap either. Before getting ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Borrowers will need to be strategic in their approach, and that begins ...

If you were hoping the Federal Reserve's recent rate cut, its first of 2025, was going to make your credit card debt easier to pay off, the reality is that there are many other, more important, ...

Learn how credit scores influence car loan interest rates in 2025 and discover tips to secure the best financing for your next vehicle purchase Staff Personal Finance Editor, Buy Side Valerie Morris ...

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans. By Tara Siegel Bernard The Federal Reserve lowered its key interest rate by ...

(NewsNation) — A credit card holder should always strive to make the minimum monthly payment, but tough economic times have ...

If you need to borrow quickly without putting up collateral, you have two realistic choices: personal loans and credit cards. In recent years, however, borrowing with credit cards has become much more ...

If you need to borrow a large amount of money and don't want to deal with the headache of a product that has a variable interest rate, a home equity loan could make sense for you. And, now that the ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

Mortgage rates have already edged down some to around 6.35% as of Sept. 11 from around 7% in January. Many consumers have been on the sidelines lately waiting for interest rates to drop before buying ...

What the Fed rate cut means for your home, car and credit card loans The Federal Reserve policy changes are one piece of the puzzle in how banks determine loan rates and could contribute to a trend of ...

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high in the fourth quarter of 2024. According to data from the Federal Reserve Bank of Philadelphia, 0.90% of ...