Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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San Diego has warm, dry summers and warm winters. The climate is temperate, with a January average low of 50 degrees Fahrenheit and an August average high of 78 degrees Fahrenheit. It has been rated ...