Make your budget work for your real lifestyle—not the one on spreadsheets Fact checked by Vikki Velasquez If you want to budget regularly, but have trouble sticking with it, you’re far from alone.

If you’ve been in construction long enough, you know how estimating used to be. Stacks of drawings. Highlighters everywhere. Long nights with a scale ruler and a calculator.

By David Reynders, CTO, Merchant Capital Access to finance remains uneven in South Africa. Smaller businesses, particularly in the informal sector, rural communities, or women-led enterprises, still ...