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Effective money management involves a range of practices and habits that help you optimize your income, reduce debt, and build financial stability. These practices may include creating a budget, ...

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Writing down how to divide your assets is an essential start to estate planning that can be easily overlooked. Among Americans, only 32% have an estate plan, according to a 2024 survey by Caring.com.

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"If you don't appoint someone in your will or POAs, the government and health care agencies will have to make decisions for you, and they don't truly know your wishes," says Jay Zigmont, a certified ...