The recent flash floods in central Texas impacted thousands of homes and laid bare the challenges facing local homeowners, including rising insurance rates.

That’s where the 80% rule comes in. Most insurers expect you to carry at least 80% of your home’s replacement cost to qualify ...

Leader of expert panel clarifies recommendations on how the government should adapt to climate change, saying there should always be a social safety net.

FEMA’s maps are essential tools for identifying flood risks, but they have significant gaps that limit their effectiveness.

Several San Marcos homeowners said they were blindsided after learning they were required to purchase flood insurance following a FEMA update to flood insurance rate maps, which did not consider ...

What homeowners and renters need to know about rising flood insurance rates, FEMA’s Risk Rating 2.0 and how to protect your property.

If you ask most homeowners, they will tell you either their homeowners policy covers flood or that they don't need flood insurance. The misunderstanding persists even as extreme weather events become ...

Flood insurance can help with that, but many people may wonder where to start when buying it. Sydney Waters with the Better Business Bureau said it’s a popular online search item for people in ...

Fortunately, insurance policies exist to help mitigate this risk. But should you buy flood insurance in 2025 when coverage prices are on the rise? We asked multiple experts this question — keep ...

The average residential flood claim from 2007 to 2011 was almost $30,000, according to the National Flood Insurance Program. How to buy a policy ...

Do you need flood insurance? If your home is in a flood zone, absolutely. The need for flood insurance when buying a house in a flood zone is critical, and if the home you’re buying is in an ...