Simplist is an online marketplace of mortgage lenders; human guidance is optional. You’ll make payments to a loan servicer, not to Simplist. Loans are not available in every state. Loan origination ...

Jae Bratton has been writing about credit cards for NerdWallet since 2022. Her work has been published in The Washington Post, the Los Angeles Times, The Associated Press and the journal Studies in ...

In 2024, the denial reason most commonly cited by lenders was debt-to-income (DTI) ratio, listed as the primary reason in 36% of mortgage denials. The second most common was collateral (17%). Both of ...

The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.12% APR, according to rates provided to NerdWallet by Zillow. This is five basis points lower than yesterday and 16 basis ...

You can get a credit card with bad credit, but it won't be one of those cards you see advertised with rich rewards or exclusive perks. It will probably be fairly basic. That’s OK. You’re not going to ...

Jae Bratton has been writing about credit cards for NerdWallet since 2022. Her work has been published in The Washington Post, the Los Angeles Times, The Associated Press and the journal Studies in ...

Chubb, Next and Progressive are among the best small-business insurance companies thanks to their low customer complaint totals and strong financial security.

Financial advisor costs are about 1% per year, or $2,500-$9,200 for an annual retainer. Hourly rates run $200-$400, and one-time plans often are close to $3,000.

The best online trading platforms for day trading offer low costs, fast execution and free quality research. Fidelity, Interactive Brokers, Schwab, Webull and Firstrade make our list.

Jae Bratton has been writing about credit cards for NerdWallet since 2022. Her work has been published in The Washington Post, the Los Angeles Times, The Associated Press and the journal Studies in ...

When you're renovating a home or buying a new one, everything from floor tiles to furniture to food is suddenly on your shopping list. These cards can help.

Earn 2 miles per dollar on purchases. Redeem miles (at 1 cent apiece) for credit on your statement against any travel purchase, with none of the restrictions of airline cards.