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To see how compound interest can make you money, let's take the hypothetical example of depositing that same $6,194 into a high-yield savings account. We'll use 1.10% and 1.20% as the interest ...

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John pays only the minimum. John and Jane are charged interest on their cards’ outstanding balances at an APR of 20% each month. When they make payments, part of their payment goes to paying ...