Building a credit score from scratch can feel daunting, but it's a crucial step toward financial independence. Whether you're a young adult just starting out or someone new to the credit system ...

For those starting from scratch, building credit might seem daunting, but with the right strategies, it's possible to establish and improve your credit score in less than a year.

Tips on how you can build credit score from scratch Use secured credit cards: Getting secured credit cards with fixed deposits are one of the best methods for starting your credit journey.