When an app does require access, you should see a pop-up asking for the specific permission. The issue, as Microsoft explains, is that “Apple reserves some entitlements to their own applications ...
They also get OneDrive storage, Microsoft Teams, and access to Editor ... to install the included software on one device, be it a Mac or PC. It costs $149.99 and includes 60 days of support.
It's Apple's app, after all, so the company knows it isn't malicious. In Safari's case, Microsoft found the app has access to your Mac's address book, camera, and microphone, among other services ...
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