Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. David Kindness is a Certified Public ...

Usually, this coverage comes included with your workers' compensation insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Steve Strauss: Back in my lawyer days, I represented insurance companies for a while. And of course, I have bought plenty of policies over the years for my own small business. But to answer your ...

Broad form car insurance is a cheaper option that only covers one driver with minimum liability coverage. This means anyone else who drives your car is not covered. Because of the risk level, this ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is currently the senior insurance editor for Investopedia. He oversees the ...

Liability insurance is a type of car insurance that pays for other people’s medical bills and property damage when you cause an accident. Your liability car insurance won’t cover your own medical ...

The Geneva Papers on Risk and Insurance. Issues and Practice, Vol. 28, No. 3 (July 2003), pp. 448-471 (24 pages) This article considers moral hazard in the specific context of third-party risks. It ...

When someone makes a claim against you, third-party liability insurance can protect you financially. You’re probably more familiar with basic forms of this insurance type, including automobile ...

A PLLC offers personal asset protection for business owners in licensed occupations, such as medicine and law. Many, or all, of the products featured on this page are from our advertising partners who ...