Happy EMV chip credit card day! The credit card industry has had Oct. 1, 2015, circled on its calendars for a long time. This is the day when retailers and credit card issuers must either be using ...

With financial crime on the rise, it's important to know which payment methods you should use and which you should avoid.

The payment method is faster than dipping a credit card chip and more secure than swiping a credit card stripe.

In fact, credit cards with chips have reduced card-present counterfeit payment fraud by 76% from 2015 to 2018, according to Visa. You probably already have at least one card with a chip, if not more.

There are several ways to pay your credit card including mailing a check, paying online or over the phone. Find out all your options and why it’s important to pay on time.