For savers with significant cash reserves, then, opening a CD account now while you can still lock in a high rate makes sense ...

A promotional CD, sometimes referred to as a special CD, is a certificate of deposit with a higher-than-normal annual ...

A $30,000 CD account could be profitable for savers if opened now. But a big return isn't the only benefit to know.

Before CD interest rates decline again, savers should take these steps to lock in a rate around 4.50% while they can.

The Fed is likely to cut rates on September 17. Locking in a 6-month CD now before rates start to drop could prove to be a ...

CD rates are still near recent highs, with many offering more than 4.00% APY. The Fed is expected to start cutting rates later this year, which will mean a dip in CD rates. Locking in a rate now can ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...