The foundation of smart cash management is an emergency fund. This should cover your essential living expenses, such as housing, food, and utilities, for three to six months. An emergency fund ...

US financial systems that touch on tax breaks, home buying and other areas favor married couples. Here's what you can do. Dana Miranda is a certified educator in personal finance®, creator of the ...

The journey to financial empowerment begins with individuals, but its true power lies in how it transforms communities and ...

Financial stress isn’t a new concept. From high levels of debt to living paycheck-to-paycheck and not having retirement plans on hand, financial problems have become one of the most notorious, if not ...

You can take a supporting role as an informal financial caregiver. If you need full authority, you can become a fiduciary through a power of attorney, guardianship, conservatorship or revocable living ...

We hear this phrase a lot - times are tough. But seriously, times are tough. Millions of Americans have to borrow money from friends or family to make ends meet. And if you are the one being asked, it ...

Managing your finances can seem like an overwhelming task. Financial systems are complex, and there’s an abundance of advice available. It’s easy to become overwhelmed by all the figures and ...

Before setting a date, a couple should decide exactly what they want on their wedding day and establish a budget so they don't overspend. The cost of a wedding can add up pretty quickly when they ...

In the financial world, few things offer more comfort than receiving a large sum of cash. The challenge is how to handle a windfall responsibly based on the markets, economic environment, and personal ...

Religious types tell us that everything belongs to God. Finances are entrusted to us by God. Your money is not actually yours. Money is a gift from God; we are just stewards. Put God first. Develop ...

As another year of A level and BTEC results flood in across the country, thousands of students will soon be preparing to head off to university. This is likely to be "your first time striking out on ...