A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Here are the steps to paying your credit card bill, along with some tips for managing payments. Many or all of the products on this page are from partners who compensate us when you click to or take ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Sometimes a credit card is no longer ...

There are plenty of reasons to cancel a credit card. However, you should understand what canceling will do to your credit score, because canceling can have a negative impact. Canceling requires more ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

If you just got your first credit card, congratulations! Or maybe you’ve been paying your credit card bill one way, but want to find an alternative way. If you’re wondering how to pay your credit card ...

Understand common debt repayment strategies you can use to pay off your balances and learn strategies for preventing further debt Many consumers carry higher credit card balances than ever, with ...

Dan Rafter has written about personal finance, credit cards, mortgages, insurance, credit scores and other financial topics for more than 20 years. He has written for Rocket Mortgage, Bankrate, ...

Most credit card payments are processed within three days. As long as you make a digital payment by 5 p.m. on the due date, you shouldn't incur penalties. Many or all of the products on this page are ...