Since an annuity’s present value depends on how much money you expect to receive in the future, you should keep the time value of money in mind when calculating the present value of your annuity.

The time value of money concept is all about how money is worth more now than in the future because of its potential growth and earning power.

The time value of money concept is all about how money is worth more now than in the future because of its potential growth and earning power.

This historic inflation calculator uses official UK inflation data to show how prices have changed and what money used to be worth.

Here’s what you need to know about two terms related to annuities — present value and future value. Present value of an annuity vs. future value of an annuity: What’s the di ...

Calculating the real value of past dollars We can also determine what a certain amount of dollars in an earlier year would be worth in a more-recent time period.

Here's how to calculate the present value of a perpetual annuity that promises to pay flat or growing annual payments with helpful examples.