Your effective tax rate is a good indicator of how well you’ve been managing your tax situation. It’s smart to calculate your effective tax rate each year to help you make adjustments to your ...

To find an investment's interest rate, substitute price, face value, and duration into a formula. For T-bills, subtract purchase price from face value, divide by face value, adjust for term. Online ...

Calculating the interest rate using the present value formula can at first seem impossible. However, with a little math and some common sense, anyone can quickly calculate an investment's interest ...

Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds, ...

Learn how the present value interest factor (PVIF) formula helps evaluate the current value of future sums and analyze annuities effectively.

It’s tough to say whether we’re officially in a recession, but unemployment rates are traditionally one of the most reliable metrics to gauge how the economy is faring. However, the figures most often ...

Restaurants make profits when they can seat as many people as they can through the day and when the patrons order higher-priced items. Customers sitting at your tables for hours, working away at their ...

Internal Revenue Service tax rate schedules work as a progressive income tax structure, taxing different levels of income at different rates. As your income rises, the amount you earn over a certain ...

Investors demand higher returns from illiquid assets due to greater selling difficulty. Liquidity premium can be calculated by comparing yields of similar liquid and illiquid bonds. Real risk-free ...